Target Group

• Customers of Swagruha Housing Loan, Priority Home Loans and repaid the instalments regularly for 12 months.

Purpose

• Any bonafide purpose other than speculative

Quantum of Loan

• Min : 1 lakh
• Max : 10 lakhs

Take Home Pay

• Net Take Home Pay after deducting proposed Loan EMI: 40% of Gross Pay

Margin

• 30% margin on the residual value of the house property

Rate of Interest

Security

• Extension of EM/RM on the house property

Repayment Period

• Max 120 EMIs & No holiday period

Processing Charges

• 1% + GST

How to Apply

• Please contact nearest Saptagiri Grameena Bank Branch for more details