SGB Home Loan Plus

Target Group
  • Customers of Swagruha Housing Loan, Saral Housing Loan, Other Home Loans, Housing loans for repairs & renovations and who have repaid the instalments regularly for 12 months.
Purpose
  • Any bonafide purpose other than speculative
Quantum of Loan
  • Min : 1 lakh
  • Max : 50 lakhs
Take Home Pay
  • Net Take Home Pay after deducting proposed Loan EMI: 40% of Gross Pay
Margin
  • 30% margin on the residual value of the house property
Rate of Interest
Please refer to Loan Interest Rates Page
Security
  • Extension of EM/RM on the house property
Repayment Period
  • Max 180 EMIs & No holiday period
Processing Charges
  • 1% + GST
How to Apply
  • Please contact nearest Saptagiri Grameena Bank Branch for more details
Designed by Yaswanth Gupta Bondada & Raghav Vellore